Serving Seattle, Mercer Island, Edmonds, Mount Lake Terrace, Bremerton,
and Shoreline Washington
At Vern Fonk, we are the specialists for auto insurance, commercial auto, and commercial liability insurance in Seattle Washington. It doesn't matter if you are high risk or have a perfect driving record, we can get the perfect auto insurance policy for you! Even if you have a DUI/DWI on your record or require an SR-22, we can help you find good coverage at an affordable rate.We are SR22 experts!
Most insurance companies look at drivers who have multiple tickets or accidents as high-risk drivers. We specialize in this market. We are able to get you coverage at the lowest possible
price – period! We can write a policy for you even with a dui, reckless driving, driving while suspended, no insurance, bankruptcy, international drivers license, and accidents.
We will even write a policy even with out a car!
We have many offices to serve you! Vern Fonk Auto Insurance in Seattle Washington is a second generation family owned business that specializes in auto insurance for people with tickets and/or accidents. We also issue SR-22 for suspended licenses and broad form coverage for people who do not own a vehicle. Whether you are a perfect driver looking for cheap coverage or a high risk driver required to carry SR 22, Vern Fonk can meet all of your auto insurance needs. We are committed to helping you find a policy that fits your lifestyle and budget. We provide low down payment options and flexibility in selecting a payment schedule. Call today for a quote and see how we can beat the rates and service of other carriers.
What is Sr-22 insurance?
In Seattle Washington, your driver’s license could be suspended or revoked for a number of reasons such as excessive driver points, major moving violations such as DWI, DUI, and reckless driving, or outstanding traffic tickets. If your driver’s license has been suspended for any of the reasons, you need to obtain a special type of insurance in order for your driver’s license to be reinstated. Vern Fonk is you SR-22 auto insurance experts! SR-22 is a type of high-risk insurance that carries a specific set of conditions not found in other types of auto insurance policies.
With an SR-22, Vern Fonk must certify coverage to the Department of Motor Vehicles (DMV) in Seattle Washington. Under state law, we must notify the DMV if the policy is canceled, terminated, or lapses. If you are required to obtain SR-22 insurance, even if you no longer own a car, you must obtain a non-owner SR-22 policy. Non-owner SR-22 is designed for individuals that do not own a vehicle, but need auto insurance in order for their privileges to be reinstated.
SR-22 must be carried for three years from the date driving privileges were reinstated. The same time period applies to non-owner SR-22 insurance. During the three years, the law requires Vern Fonk to notify the DMV if:
• You are late making premium payments
• There is a lapse in your SR-22 policy for any reason
• You switch providers
After obtaining SR-22 liability auto insurance, you will receive a certificate of coverage. This certificate, called an “SR-22,” is required as proof of insurance by the court in your state or under current state law. The SR-22 certificate should remain active and be carried in the vehicle at all times.
For more information about SR-22 coverage, contact Vern Fonk Auto for your free quote!
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